Fixed Savings Calculator

What is a Fixed Savings Account?

A Fixed Rate Savings Account lets you lock away a lump sum with a UK bank or building society at a guaranteed interest rate for a set term.

It offers predictable, low-risk growth, usually with limited or no access during the term.

Calculate Your Fixed Savings Maturity Value

Disclaimer : Enter numbers in your local currency — the calculation works the same regardless of currency.


Formula

Maturity Value = P × (1 + r/n)^(n × t)

Example

If Principal = 10000, Rate = 4.2%, Term = 3 years, Annual compounding

Maturity Value ≈ 11,314.08